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Disclosures and Disclaimer

The advice published by Sandip Sabharwal – Investment Adviser (hereinafter referred to as IA) is for private circulation. Sandip Sabharwal had applied for registration as an Investment Adviser under SEBI (Investment Adviser) Regulations, 2013. IA does not have other business divisions. IA has not been debarred / suspended by SEBI or any other regulatory authority for accessing / dealing in securities Market. IA does not hold any financial interest in the subject company. IA may have affiliations with other intermediaries. IA does not have any conflict or material conflict of interest at the time of publication of its advice with the company covered by IA. IA has not received any consideration by way of remuneration or compensation or in any other form whatsoever, for any distribution or execution services in respect of the products or securities for which the investment advice is provided to the client. IA does not recommend the services of any stock broker or other intermediary to its clients.

IA may have investment positions in the stocks recommended in this advice. However, IA will always maintain a Chinese wall between his personal trading and advisory activities.

IA has exercised due diligence in checking correctness of details and opinion expressed herein is unbiased. This report is meant for personal informational purposes and is not be construed as a solicitation or financial advice or an offer to buy or sell any securities or related financial instruments. While utmost care has been taken in preparing this report, we claim no responsibility for its accuracy. Recipients should not regard the report as a substitute for the exercise of their own judgment. Any opinions expressed in this report are subject to change without any notice and this report is not under any obligation to update or keep current the information contained herein. Past performance is not necessarily indicative of future results. The information in this advice has been obtained on the basis of publicly available information, internal data and other reliable sources believed to be true, but we do not represent that it is accurate or complete and it should not be relied on as such, as this document is for general guidance only. IA shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained in this report.

Investing in Stocks and Mutual Funds involves risk. There are no guaranteed returns in investing. The views and investment opinion provided on IA are our own. We make sincere efforts to present the right investment perspective and thus the information contained herein is based on the analysis and the sources that we consider reliable. However, IA does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information.

The investments discussed or recommended on IA may not be suitable for all investors. Sandip Sabharwal and his affiliates may hold exposure in term so long or short positions in the Securities/Commodities recommended/discussed from time to time. Sandip Sabharwal and his affiliates may hold exposure in the Mutual Fund Schemes recommended

Any action you choose to take in the markets or investing in Mutual Funds is totally your own responsibility. IA will not be liable for any, direct or indirect, consequential or incidental damages or loss arising out of the use of the information given in the website, through email or any other means of communication. IA especially states that it has no financial liability whatsoever to any user on account of the use of information provided on its website. If you don't accept this responsibility for yourself, then you should not use IA.

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